Pick a username. No last names, no drama.
Hey Phil. Hey Stef (with a ph). Yes, this is public. No, you cannot sue me. I am not using your last name, your address, your social security number, or anything else that would hold up in court. You are "Phil" and "Stef" — two of the most common names in the English language. Good luck with that lawsuit.
If you decide to type your full name, home address, or deepest secrets into a comment box on a public website... that's on you. Legally, morally, cosmically — on you.
To everyone else stumbling in here: same rules apply. This is a public forum. Username only. No last names, no locations, no personal info you wouldn't put on a bumper sticker. Anything you post is visible to the entire internet.
Loyal9 LLC is not responsible for any existential crises, lost friendships, or conspiracy rabbit holes that result from reading this site.